How do you get small business health insurancequotes? If you’re in the market for a small businesshealth insurance plan, there are three things you should know about getting quotes. You’ll pay the same price for the same planno matter where you buy. Comparing quotes for different plans can saveyou money, and online quotes are subject to change. Let’s look at each of these in more detail. First, you should know that health insuranceprices are filed with state authorities each year, and nobody is allowed sell a healthinsurance plan for a price that is different from the originally filed price.
So you’re going to pay the same price forthe same plan, no matter where you buy it. That means you won’t get a discount if youbuy directly from the insurance company, for example. If you buy through a licensed agent, you getpersonal help and advice for the life of your coverage at no additional cost to you. Second, you should compare quotes from multipleinsurance companies and multiple plans. The only way you’re going to find the bestmatch for your needs and budget is to shop around. Licensed agents can typically show you quotesfrom different insurers in your area. Third, while you should start by looking forquotes online, you need to know that the final premium you’ll pay may change based on yourfinal employee count and other factors specific.
To your situation. Many small businesses also adjust the deductibleand copayment options for plans they’re considering, in order to make monthly premiumsmore affordable. Start with online quotes, but work witha licensed agent to refine those quotes and get a better idea of what your final costsmay be. To learn more about your small business healthinsurance options today, visit eHealth.com.