The Differences Between PPO & HMO Health Insurance Policies : Health Insurance Basics

Hi my name is paul smith from nepali smith insurance agency and i'm here to tell you what are the differences between a PPO and an HMO let's start with ppl preferred provider organization it's a network of doctors and hospitals organized by the insurance companies to help provide discounts to in the long run control the cost of your insurance a.

PPO is more lenient than an HMO so an HMO is a health maintenance organization a little bit more restrictive than a PPO and it's also a thing where you must keep an eye on your doctor it's all about having the provider in the plan on an HMO thank you for watching this video my name is paul smith from nepali smith insurance.

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