What’s better, an HMO or a PPO plan? HMO vs PPO

Hey what's going on a steve is eran take a moment to discuss an HMO versus a PPO now this is a discussion I have all the time because everyone always wants a PPO but PPOs are significantly more expensive the main benefit that PPO is used to offer and they still do is they allow you to see a doctor that's outside of network however you have to pay an.

Out-of-network deductible which is about $12,500 and to me I can't see many people spending $12,500 to seeing a doctor that's outside of network another benefit that people always want with PPOs is the ability to see a specialist without a referral from their primary care doctor well fortunately on the blue care HMO we allow you to see a.

Specialist without getting a referral from your doctor so therefore that's kind of like the same between HML and PPO so if you're making a decision based on seeing doctors on a network or the ability to see a specialist without getting a referral you might as well save the money and get an HMO
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